CORE BANKING SOFTWARE FOR COOPERATIVE BANKS

SYNERGIC BANKING: CBS & TBA EDITION

Monthly Rental and Onetime Purchase Option

Banking solutions for both large and small banks and cooperative societies.

Core Banking Solution (CBS) and Total Branch Automation (TBA)

‘Synergic Banking’ offers Banking Solutions for Total Branch Automation for banks with zero to a few numbers of branches to large banks with multiple branches spread across multiple states. Our Total Branch Automation (TBA) and Core Banking Solution (CBS) offer complete banking solution for Cooperative Banks and Financial Institutions (FIs) of all sizes.

 

Solutions

Consumer Banking

  • Savings & Current Account
  • Retail Loan
  • Time Deposits
  • Cash Credit / Overdrafts

Financial Inclusion

  • Field Agent Enrollment
  • Transaction Posting
  • Commission

Micro Finance

  • SHG / JLG Lending
  • Micro-Insurance
  • EMI / Premium Collection Alerts

Who can use our software?

Our banking solution has been customized to meet the specific requirements of each organization.

Agriculture and Rural Development Bank (ARDB)

State Cooperative Banks (SCB)

Employees’ Co-operative Credit Society (ECCS)

FINANCIAL INSTITUTIONS & CORPORATION

Primary Agriculture Credit Society (PACS)

DISTRICT CENTRAL CO-OPERATIVE BANKS (DCCB)

Urban Co-operative Bank (UCB)

Urban Co-operative Credit Society (CCS)

Mahila Co-operative Credit Society

Core banking software

Affordable Cooperative banking software

Synergic Softek Solutions Pvt. Ltd. offers core banking services on an outsourced Application Service Provider (ASP) model hosted in a secure remote cloud server to enable your bank to integrate all your branches and have a single view of the bank for effective management and control.

In recent times banking industry is undergoing major transformations that are triggered by the advent of the internet, cloud computing, new hardware, and software technologies, shifting focus on customer values, stringent regulatory guidelines, and stiff competitive challenges.

In banking business the focus is now shifted to efficiency and reduction of waste in terms of assets and time, regulatory compliances, providing more value to the customers/user members, and also the scalability to support growth and thereby becoming a lean and agile organization.

Need to drive innovation and growth

“SynergicBanking” Core Banking Solutions enables you to drive innovation and growth, provide seamless customer experience, and achieve operational excellence. 

 

Need for seamless customer experience

In recent times banking industry is undergoing major transformations that are triggered by the advent of the internet, cloud computing, new hardware, and software technologies, shifting focus on customer values, stringent regulatory guidelines, and stiff competitive challenges.

Need for a lean and agile organization

In the banking business the focus is now shifted to efficiency and reduction of waste in terms of assets and time, regulatory compliances, providing more value to the customers/user members, and also the scalability to support growth and thereby becoming a lean and agile organization.

Need to achieve operational excellence

We can help you create more connected operations, keep critical assets running, drive greater operational efficiency, and reduce costs. Wherever you are in your digital journey, we will partner with you to deliver the insights and consultative services required for more resilient business operations.

Special Features:

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Host to Host NEFT / RTGS integration (Real-time)
GST Compliant

Omnichannel
Security & Access Control

KYC System
Front-End Developer

Straight through processing

Agile &, highly extensible through parameterization and user driven customization

Complete front and back office solution

SMS Alert

Banking finance including general ledger and reporting

Any Branch Banking (ABB)

Benefits:

With our core banking software, your branches no longer work in silos. With the centralized solution model, every branch is interconnected and exchanges transactional updates in real-time, enabling them to serve the customers as the customer of the bank, not as the customer of a particular branch by offering them Any Branch Banking service.

Better Services: 

  • PACS can now offer the services to its customer’s at-par with medium and big banks in the region.  

Business Development:  

  • Opening up new opportunities for PACS to bring in new business and enhance their reach through state-of-art delivery channels.  

Faster Services:  

  • Services to the end consumers are faster.  

Better and Faster decision:  

  • The required information for the decision making is readily available through comprehensive MIS reports which were earlier not available.  

Reliable, scalable and secure software, hardware & cloud infrastructure

Datacenter & disaster recovery center

Report generation & distribution

Guaranteed uptime for application & services

Manage Growth with proven scalability

Insightful reports for better decision making

Product builder

Anytime anywhere banking through multiple channels

With the focus to add value to the ultimate customers of your bank, Synergic Banking offers multi-channel interfaces for banking transactions enabling the customers to perform banking transaction using a variety of service channels including

  • In Branch Banking
  • TeleBanking
  • SMS Banking
  • Kiosk Banking
  • ATM banking
  • Agent-based Banking etc.

These help your bank achieve increased market reach and add to customer convenience.

Customer-centric solution

Daily and periodic operations

Application maintenance/support

Service level agreement (SLA)

Real-time, complete customer information

Faster time to market

Collaborate with ecosystem through open API

Core banking software: Feature List

 

Highly Modular and Parameterized

Synergic Banking allows financial institutions to break silos, meet regulatory compli¬ances, and increase profitability. Synergic Banking is scalable supporting your bank to growing with flexibility due to its highly modular and parameterized architecture. It allows your bank to choose and implement the right modules as per the current requirements.

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Multi-channel Banking Interfaces

With the focus to add value to the ultimate customers of your bank, Synergic Banking offers multi-channel interfaces for banking transactions enabling the customers to perform banking transaction using a variety of service channels including

  • In Branch Banking
  • TeleBanking
  • SMS Banking
  • Kiosk Banking
  • ATM banking
  • Agent-based Banking etc.

These help your bank achieve increased market reach and add to customer convenience.

Send Inquiry
Request Demo

Cost

Low cost of ownership with an option for both CAPEX and OPEX payment mode. Our software acquisition model supports both CAPEX and OPEX model of payment which gives our customers the option to choose a one-off purchase as a capital expenditure or opt into our rental mode of payment supporting our software cost as a small periodic recurring operational expenditure to the organization.

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Support

We offer support for the Software Application, Hardware, and Cloud Infrastructure. Our support includes

  • On-Site Handheld Training
  • Phone Support
  • Online Support
  • Email Support

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Request Demo

Synergic Banking – Why it is the best cooperative banking solution

Use of Cloud Computing infrastructure
Integration among all three layers of Cooperative banking State, District and PACS (village / Taluka) for monitoring and reporting
A standardized approach to adopt a common accounting system up to PACS level
Inter-bank transactions through NEFT / RTGS and ATM
Inter-Branch transactions, simple and single click interest calculation and bank closing activities
Capability to handle Direct Benefit transfers through PACS level
KYC compliant customer management
Adequately Parameterized
A Role-Based Access control system
Maker-Checker concept for transaction
Simple user interface aiming ease of use
Support Multiple Delivery Channels
Unicode Compliant for other languages
Fast reporting system (MIS- CAS)
Standardized bookkeeping (CAS)
Low Cost of Ownership
Low Operational Costs (Server, Data Center & Disaster Recovery Center)
Cost-Effective as it needs only a thin client
Maintainance & Support
Various Banking Books and Ledgers
Trading of Agricultural inputs and Consumer Items
Single-window, online, real-time processing
Integrated transaction-handling and management-reporting system
Provides comprehensive, accurate and updated information
Provision for audits
Provisions for Backup and Recovery
Portability and connectivity
Meets various information needs — operational, statutory and managerial
Computer-based training for users along with online help and the support of software professionals during implementation
Processes data quickly and accurately, thereby enabling better customer service
Ad hoc query-handling and report generation

Synergic Banking Modules

Core Modules

  • Administrative Function
  • Customer Information
  • Customer Services
  • Transaction Processing
  • General Ledger
  • Security

Demand Liability Modules

  • Savings Account
  • Current Account

Non-Fund Based Advances Modules

  • Letter of Credit
  • Bank Guarantees

Time Liability Modules

  • Fixed Deposit Account
  • Recurring Deposit Account
  • Daily Deposit Account
  • Re-investment Account
  • MIS Account
  • Double Benefit Scheme Account

Fund Based Advances Modules

  • Cash Credits and Overdrafts
  • Loans
  • Bills

Other Modules

  • Instrument
  • Remittances
  • Inward & Outward Clearing
  • Safe Deposit Vault
  • Safe Custody
  • Share Account
  • Guarantee Fund Account
  • Thrift Fund Account
  • MIS Reports & Statutory Reports
  • Signature Capture and Retrieval
  • Passbook printing

Contact Us NOW !!

What is your banking business need?

 We have solutions for both large and small Financial Organizations.

 We also have Monthly Subscription pricing options along with a one-time payment option.

Tell us your banking business needs and request for a demo

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